California Auto Accident Attorney - Uninsured Auto emergency - person Hit Me and I Have No Insurance!
Good afternoon. Yesterday, I learned all about California Auto Accident Attorney - Uninsured Auto emergency - person Hit Me and I Have No Insurance!. Which could be very helpful in my experience therefore you. Uninsured Auto emergency - person Hit Me and I Have No Insurance!An uninsured auto crisis can put in a very bad spot, even if you are not the man who caused the accident! If you are in California, the "don't pay don't play" law is in effect. If you do not carry liability
insurance, you cannot make a claim against the man that hit you. This includes physical injury and property damage claims! You will be left at your own devices.
California Auto Accident Attorney
If you are not in California, then let me the first one to tell you: stop driving without insurance, go and get yourself a policy, please! You are addition everyone's premiums. However, this does not mean that insurance clubs get a free pass. You need to learn how to safe yourself. You made a huge mistake, no question. Nevertheless, you need to learn how to safe yourself so you are not treated unfairly.
Insurance clubs do not like people who do not have insurance (neither do judges, juries, lawyers, healing providers, nor the collective in general). The insurance carrier will try to deny your claim and blame you for the accident. They will put "fault" on you! If the crisis is clear (you were rear ended), then the insurance company will be more reasonable; however, if the persons that hit you denies or implies that they did not caused the accident, but you did. Then the insurance company has a duty (not optional) to believe their own client and send you a denial letter. insurance clubs are bound to believe their clients, so if the other driver does not admit fault, it will be up to you to fight back. Since you do not have insurance, you will have to learn the claim process and negotiate as if you were your own insurance adjuster. You need to be ready to resolve your uninsured auto accident.
Remember that not having insurance does not mean you caused the accident. You need to detach the two issues and document your claim showing that you had no accountability in the accident. The first step is to get a copy of the police report. You can go to the Police Records Office and request one. Some jurisdictions will give you a copy the same day. Some others will take up to two weeks. Once you get the police report, make sure you read it thoroughly. Make sure you ask the police records office for an overlay sheet or visit:http://www.auto-insurance-claim-advice.com/overlay-sheet.html to download one from your state.
You need to be looking at what contributory circumstances were attributed to you and the other driver. If there are no codes, or statements made by the officer citing you at fault, then you can point that out to the insurance company.
Read the police record and try to identify witnesses. You can feel them and see if they will be willing to give a statement. Many witnesses will help you if you were truly not at fault. Also look at the physical damages left on both vehicles. Is it even possible that the crisis happened how the insurance company claims it did?
Write a letter to the insurance company and by comparison your position. How did the crisis happen and what is your evidence. Give them a date line. If they do not answer, then saunter to file a small claims court
lawsuit. Most of the time, insurance clubs will try to resolve before you go to court. If they don't want to settle, go in front of a judge and by comparison why you were not at fault. If your case is clear, then the insurance company must pay the judgment.
This is a difficult way to deal with your uninsured auto accident; it would be a lot easier if you had insurance in the first place. If you believe you are being "snowed" by the insurance company, consult with an attorney.
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